Barden Building Products Blog Archive

It's a tough question for anyone looking to build a new custom home: Do I wait for home construction loan interest rates to go down or move forward on my project?

High interest rates have (unfortunately) become a fact of life in recent years, and they're not just limited to loans for real estate or home construction. Auto, student, and personal loans all have a higher price tag when all is said and done.

For those looking to go the prefab route to build a custom home in Western New York, there are two routes: modular home building or panelized construction. 

In most cases, those who become one of our independent dealers already have an established home building company.

Such is the case with Severyn Development. A Lancaster, N.Y.-based construction firm, Severyn had long been doing business in Western New York before becoming one of our Barden Independent Dealers. 

We’ve worked with many customers to design and build their dream home -- one that meets all their needs while staying within budget.

But in our countless discussions with future homeowners, the most common question we get is: “This sounds great, but how do I pay for it?” 

A natural question, indeed. Building a custom home is typically a once-in-a-lifetime experience. Financing the construction is the other half of making it a reality.

In meeting with future homeowners, I’ve found myself fielding an increasing number of inquiries about structural insulated panels (SIPs). 

After my recent conversation with a former WNY modular home builder, I met with two different customers who each had very different circumstances.

If you’re on the fence about building with Barden and our network of Independent Dealers, or opting to build the traditional (stick built) way, then this guide is for you.

We’ve put together some of the considerations that Barden home owners express as being the more “hidden” or not immediately apparent aspects of opting for panelized construction.